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Plans & Pricing

TruFico is committed to comply with both State and Federal Laws / Statutes  related to the FDCPA and the CROA which explicitly prohibits us from charging fees prior to providing a service to our clients.  Therefore all clients will receive an invitation to create a personal portal, dispute plan and a good faith estimate prior to receiving an invoice for services rendered.  All invoices reflect services that have already been completed.  

All contracts can be cancelled at any time after the first payment received and processed with a 21-day notice.  Please read and retain a copy of all Terms & Conditions for your records.  

Choose the best option for you

  • Best Value

    Essetial

    24.99$
    Every month
    DIY
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores
    • SmartCredit - Credit Monitoring
  • Essential Plus

    69.99$
    Every month
    Guided Dispute Plan
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores 1X a Month
    • SmartCredit - Credit Monitoring
    • Virtual Analysis
    • Credit Score Boost
    • Credit Score Tracker
    • Credit Score Builder
    • Money Manager
    • Bill Reminder
    • Budgeting System
    • Snowball and Avalanche Debt Reduction
    • Credit Rebuilding Tools
    • Emailed Instructions every 35 - days
  • Premium Package

    99$
    Every month
    1 - Free Dispute Letter per Month
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores 1X a Month
    • SmartCredit - Credit Monitoring
    • Professional Analysis
    • Credit Score Boost
    • Credit Score Tracker
    • Credit Score Builder
    • Money Manager
    • Bill Reminder
    • Budgeting System
    • Snowball and Avalanche Debt Reduction
    • $1 Million Identity Fraud Insurance
    • Credit Rebuilding Tools
    • Goodwill Letters - Sample
    • Dispute Letters - Sample
    • Debt Validation - Sample
    • FCRA Guidelines
    • FDCPA Guidelines
    • 1 Monthly Coaching Session
  • Premium Plus

    149$
    Every month
    TruFico professionals do it for you
     
    • TansUnion Credit Score
    • 3-Bureau Full Credit Report & Scores 1X a Month
    • SmartCredit - Credit Monitoring
    • Professional Analysis
    • Credit Score Boost
    • Credit Score Tracker
    • Credit Score Builder
    • Money Manager
    • Bill Reminder
    • Budgeting System
    • Snowball and Avalanche Debt Reduction
    • $1 Million Identity Fraud Insurance
    • Credit Rebuilding Tools
    • Track your Progress
    • Secured Personal Portal
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